Our Approach: Long-term, Ongoing Service

Investment Management                        Insurance Analysis

Retirement Projections & Planning         Estate Planning

Tax Strategies                                       Cashflow Management

                                                           College Projections

Our clients want a close relationship - an adviser on call. They use our professional investment management services where we coordinate all accounts, personal, IRA, 401k, and annuity accounts, under an overall, guiding Investment Plan to produce high-quality results at risk levels clients choose. Their money is kept working for them by using top-quality no-load mutual funds, usually the institutional class. We use funds from several fund families to tap the best each has to offer. As a Chartered Financial Analyst - the benchmark of institutional investment professionals - Sandi Weaver brings a wealth of investment skill and knowledge to investment selection and portfolio management.

For those saving for retirement or children's college, we recommend the best tax strategies to do so. How can we get the most for those dollars? Each year, we analyze our clients' current income and cash flow situation to suggest how to maximize pension contributions, take advantage of IRAs, and college saving vehicles.

For retired clients, we advise on how best to withdraw from savings to minimize taxes and maximize wealth, distribution elections from IRAs and annuities, and all the complications retirement today brings.

In addition, we raise issues each client should be concerned with, based on their situation: long-term care insurance for older clients, estate planning, disability and life insurance for family wage-earners, taxes for those caught in AMT (alternative minimum tax) due to employee stock options, and more.