Retirement Projections and Planning

Do you have enough money to retire in the manner you desire? This is one of the most common questions asked by our clients. We assist our clients in determining whether current assets and savings allow them to retire, and if not, help explore the alternatives. We analyze the amount that can be withdrawn each year, and which accounts should be withdrawn from first for maximum tax efficiency. We also work to determine the best way to set up IRA distributions.

Drawdown strategies during retirement are important. By properly prioritizing the order in which accounts should be withdrawn, clients are able to minimze their taxes and maximize their wealth. We also consider estate plans to avoid leaving heirs assets that will be heavily taxed. Our drawdown analysis helps clients determine how much to withdraw annually. Withdrawing too much can leave you without funds late in life; too little can deny you the pleasures you deserve.

We also help you with those important required minimum distributions once you turn 70 1/2.